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Recommended by Chaos Labs in the Venus community forum publication [**Chaos Labs - USDT/USDC Interest Rate Model Update**](https://community.venus.io/t/chaos-labs-usdt-usdc-interest-rate-model-update/5553):
- decrease the borrow rate (APR) at Kink 1 from 6.5% to 5.5%
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- decrease the borrow rate (APR) at Kink 2 from 8.5% to 7.5%
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- a maximum borrow rate of 40% at full utilization.
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Complete analysis and details of these recommendations are available in the above publication.
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### **2. Reintroduce Binance Oracle for XVS Pool with Updated Price Expiry**
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**Description :**
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On Nov 30, 2025, users reported that some Venus markets were unavailable due to oracle pricing errors. Investigation revealed an issue with the Binance Oracle heartbeat for $XVS. The Venus team quickly hotfixed this by reverting the $XVS oracle setup to use Chainlink exclusively.
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**Action :**
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Add Binance oracle back to the XVS Pool Token, with adjusted price expiration time from 20 minutes to 24hours.`,
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forDescription: "I agree that Venus Protocol should proceed with this proposal",
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againstDescription: "I do not think that Venus Protocol should proceed with this proposal",
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abstainDescription: "I am indifferent to whether Venus Protocol proceeds or not",
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